Trade credit insurance, business credit insurance, export credit insurance, or credit insurance is an insurance policy and a risk management product offered by private insurance companies and governmental export credit agenciesto business entities wishing to protect their accounts receivable from loss due to credit risks such as protracted default, insolvency or bankruptcy. This insurance product is a type of property and casualty insurance, and should not be confused with such products as credit life or credit disability insurance, which individuals obtain to protect against the risk of loss of income needed to pay debts. Trade credit insurance can include a component of political risk insurance which is offered by the same insurers to insure the risk of non-payment by foreign buyers due to currency issues, political unrest, expropriation etc.

Harendra Mahapatra (born on 23rd August, 1972 in Bhuvaneshwar Urisa) took his MBA and PhD in Risk Management and Health Insurance. He began his career as a Management consultant in Bhuvaneshwar Odisha. After this he owned his own consulting company and did major process redesign projects with clients. He has attended and presented numerous papers at national and international conferences. He has been actively involved in corporate training in marketing and business communication in renowned companies.